Cookie Policy | Churchera

1. Introduction

Churchera Innovation Limited (“Churchera”, “we”, “us”, or “our”) uses cookies and similar technologies to enhance your experience on our platform. This Cookie Policy explains how we use cookies, the types of cookies we use, and your choices regarding cookies. We process data collected through cookies in accordance with the provisions of the Nigeria Data Protection Act 2023 and other applicable data protection laws. You can accept or reject non-essential cookies. If you choose to reject cookies, our services may not function optimally.

2. What are Cookies?

Cookies are small text files stored on your device (computer, smartphone, or tablet) when you visit a website or use an app. Cookies help us recognize your device and understand how you interact with our platform. They help us to know you and tailor your experiences. Some cookies may collect personal data such as IP address, device identifiers, and browsing behavior.

3. Types and Classes of Cookies We Use

3.1 Types of Cookies

Essential Cookies: Necessary for the platform to function, such as authentication and security.
Performance Cookies: Help us understand how users interact with our platform, improving performance and user experience.
Functional Cookies: Allow us to remember your preferences and settings.
Targeting/Advertising Cookies: Track your browsing habits to deliver personalized ads.

3.2 Classification

Cookies used on our platform may be classified as:

Session cookies (which expire when you close your browser)
Persistent cookies (which remain on your device for a defined period)
First-party cookies (set by us)
Third-party cookies (set by external service providers)

4. How We Use Cookies

We use cookies based on the following lawful grounds:

Authentication (Contractual necessity): To verify your identity and maintain secure sessions.
Analytics (Consent-based): To understand how users interact with our platform.
Personalization: Remember your preferences and settings.
Advertising (Consent-based): To deliver relevant content and advertisements where you have given consent.

5. Your Cookie Choices

You have the right to control how cookies are used on your device. You may:

Accept or reject non-essential cookies through our cookie banner or browser settings
Withdraw your consent at any time without affecting the lawfulness of prior processing
Configure your browser to block or delete cookies

Please note that essential cookies are necessary for the operation of our platform and cannot be disabled.

6. Third-Party Cookies

We may allow third-party service providers, such as analytics providers and payment processors, to place cookies on your device. These third parties process data in accordance with their own privacy policies. We take reasonable steps to ensure such providers comply with applicable data protection laws in Nigeria.

7. Updates to This Policy

We may from time to time update this Cookie Policy to reflect changes in our practices or technology. We will notify you of significant changes. You are to review your cookie preferences after every update. Where changes materially affect your rights, we will provide appropriate notice and, where required by law, obtain your consent. Your continued use of our services after any update or changes constitutes your acknowledgement of such changes and updates.

8. Cookie Retention

Cookies are retained for different periods depending on their purposes. Session cookies expire when you close your browser, while persistent cookies remain until they expire or are deleted.

9. Contact Us

If you have questions or concerns about our Cookie Policy, please contact us via support@churchera.com or other of our designated communication channels.

10. Data Rights

In accordance with applicable laws, you have the right to:

Request access to your personal data
Request correction or deletion
Withdraw consent at any time
Object to certain types of processing
Lodge a complaint with the Nigeria Data Protection Commission (NDPC)

11. Agreement

By using our platform, you consent to the use of cookies as described in this policy, where such consent is required by applicable law. Where consent is not required (such as for essential cookies), your continued use of the platform constitutes acknowledgment of such use.

12. Governing Law

This Cookie Policy shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, including the Nigeria Data Protection Act 2023.

13. Dispute Resolution

Any dispute arising out of or in connection with this Cookie Policy shall first be resolved through good faith negotiations. Where unresolved, such dispute shall be referred to the Federal High Court, Abuja or any other recognized Alternative Dispute Resolution institution in Nigeria.